Use this comparison tool to find the right international student loan, study abroad loan, or foreign-enrolled loan for you.
We have designed the first-ever loan comparison tool designed with international students in mind. Simply choose your school and citizenship to see the list of eligible lenders. Students can compare basic lender terms and select the loan that works best for them. The loan application can be completed right online and initial approval is typically within 6 weeks. To get started, simply use the study abroad loan comparison tool above.
If you plan to study abroad through an independent program that is not affiliated with a college or university, we do not have any loans available. Our best recommendation would be to contact your program directly about financial aid options.
All student loans must be certified by your college or university. You can borrow the total cost of your education minus any financial aid, as determined by your school. To determine your maximum loan amount, or what can be included in your loan, you will need to contact your school's financial aid office.
No. You may apply for a Study Abroad Loan at any time.
Yes. You can reapply each academic term for a loan.
If your school is not listed on our eligible school list, then you will not be able to apply for our loans. Check our International Scholarships or IEFA.org for more information on other financial aid options such as scholarships, grants, and fellowships that you may be eligible for.
Unfortunately if there are no lenders that appear after you do the comparison tool, then we do not have a loan program for the school. Our best advice is to contact your school, as they should know if there are any loan programs available to their international students.
Non-US citizens/permanent residents studying in the US are required to have a US cosigner in most cases. There are a few select instances, depending on the lender and the situation of the borrower, that a co-signer is not required. This cosigner must be a US citizen or permanent resident with good credit and who has lived in the US for the past two years.
While a cosigner is not automatically required for US citizens, applicants with a creditworthy cosigner can increase their chance of passing the credit review and receiving a lower interest rate.
A cosigner for a Study Abroad Loan is agreeing to jointly apply for credit and be liable for the requested loan. Your cosigner will need to complete a separate application that will be reviewed by the lender. The documents requested and the review process varies by lender.
Most cosigners are friends or family members that agree to back the student's loan in case they are unable to make the payments. The cosigner must be a creditworthy US citizen or permanent resident who has lived in the US for at least 2 years.
Most of our Study Abroad Loans require non-US citizens studying in the US to have a US cosigner. The cosigner must be a creditworthy US citizen or permanent resident who has lived in the US for at least 2 years. Non-US citizens cannot serve as cosigners on our loans. There are select instances where a cosigner is not required. Use the loan comparison tool to see if you're eligible for a no co-signer loan as an international student.